Xero is a SaaS company that provides cloud-based accounting software for small and medium-sized businesses, offering tools for invoicing, payroll, expense tracking, and financial reporting.
Pricing Change History
21 changesNew-customer promo improved from 80% off first 3 months to 90% off first 6 months, ends Nov 2 2026; intro prices Early $5.40→$2.70, Growing $11.80→$5.90, Established $19.40→$9.70; list prices unchanged.
Analytics value-prop copy on pricing page renamed from third-party partner 'Syft' to Xero's own-branded 'Xero Analytics'; underlying 'analytics on every plan' claim is unchanged.
'Auto-reconcile bank transactions' feature dropped its '(Beta)' label for Growing and Established plans, indicating the AI auto-reconcile capability graduated to general availability.
Introductory promo deepened and extended (was 80% off first 3 months, now 90% off first 6 months): Early $5→$2.50/mo, Growing $11→$5.50/mo, Established $18→$9/mo. Base prices unchanged ($25/$55/$90).
Xero added a site-wide notice announcing subscription prices will increase from October 1, 2026, linking to details. Current listed plan prices (Early, Growing, Established) are unchanged as of this scrape.
Signup promo changed from 90% off first 6 months to 80% off first 3 months (new code); intro prices rose to $5/$11/$18 (Early/Growing/Established) while base prices $25/$55/$90 stayed unchanged.
Promotional discount increased from 80% off for 3 months to 90% off for 6 months across all plans. Early now $2.50/mo, Growing $5.50/mo, Established $9/mo (base prices unchanged).
Online bill payments changed from Optional with payment fees to Free ACH included; fees now only apply for non-ACH payment methods. Available on all plans.
Promotional discount changed from 85% off for 6 months (buy by 31 March) to 80% off for 3 months. Discounted prices changed: Early $3.75→$5, Growing $8.25→$11, Established $13.50→$18/mo.
Make online bill payments changed from Included (no extra charge) to Optional with payment fees applied, affecting all three plans (Early, Growing, Established). Introductory discount reduced from 90% to 85% off for first 6 months across all plans; promotional prices increased: Early $2.50→$3.75, Growing $5.50→$8.25, Established $9→$13.50/month.
Growing plan discount savings increased from $148.50 over 3 months to $297 over 6 months Promotional discount extended from 90% off for 3 months (ending October 31, 2025) to 90% off for 6 months (ending January 30, 2026)
Visualize financial performance feature added - Basic level for Early plan, full access for Growing and Established plans Customize graphs and dashboards feature added to Growing and Established plans
Make online bill payments feature added as optional add-on for all three plans (Early, Growing, Established) with payment fees applying
Promotional discount reduced from 95% off for 6 months to 90% off for 3 months
Established plan base price increased from $78/month to $80/month (3% increase) Analytics Plus feature enhanced with 'Advanced cash flow predictions' description in Established plan
Promotional discount increased from 75% off to 95% off for 6 months (new customer offer)
Promotional discount changed from 90% off for 3 months to 75% off for 6 months. Early plan promotional price increased from $1.50 to $3.75, Growing plan from $4.20 to $10.50, and Established plan from $7.80 to $19.50.
Research Xero's pricing with the Pulse Agent
Ask anything about Xero's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Early | $27 /mo |
| Growing | $59 /mo |
| Established | $97 /mo |
All plans
- Intro offer 80% off
Stacking not stated by Xero.
Company Facts
How Xero compares with its peers
| Company | Entry price | Last change |
|---|---|---|
Q Quickbooks![]() | $38 /mo | Oct 19, 2026 |
F Freshbooks![]() | $23 /mo, billed annually | Oct 26, 2026 |
W WaveAccess | — | — |
Z Zoho![]() | $29 /mo, billed annually | Oct 26, 2026 |
S Sage![]() | CAD 18 /employee/mo | Aug 31, 2026 |
K Kashoo![]() | $27 /mo, billed annually | Sep 21, 2026 |
Xero pricing FAQ
- How much does Xero cost?
- Xero pricing starts at $27/mo on Early. Xero lists 3 plans on its pricing page.
- Does Xero have a free plan?
- No. Xero does not list a free tier; paid plans start at $27/mo on Early.
- What pricing model does Xero use?
- Xero uses subscription pricing across 3 plans.
- When did Xero last change its pricing?
- Oct 26, 2026: Xero doubles new-customer promo to 90% off first 6 months through Nov 2.
- How often has Xero changed its pricing?
- Pulse has recorded 21 pricing changes for Xero since it started tracking on Oct 1, 2024; the pricing page was last captured on Oct 26, 2026.
- Who are Xero's pricing peers?
- Pulse compares Xero with Quickbooks, Freshbooks, WaveAccess, Zoho, Sage and Kashoo.





