Xero makes ACH bill payments free across all plans
What happened
Between the May 25, 2026 and Jun 1, 2026 captures of Xero's pricing page, Pulse recorded one change: Online bill payments changed from Optional with payment fees to Free ACH included; fees now only apply for non-ACH payment methods. Available on all plans. Pulse files it as a product change (feature change) with a neutral direction. Pulse's latest capture (Oct 5, 2026) lists Early at $27, Growing at $59 and Established at $97.
It lands 36 days after Xero's previous change, "Xero Doubles Standard Forecast Window, Adds Premium Benchmarking" (Apr 27, 2026). Before that Pulse recorded "Xero cuts promo discount to 80% off for 3 months, adds QuickBooks comparison" (Apr 9, 2026) and "Xero Cuts Intro Discount to 85% Off, Adds Fees for Online Bill Pay" (Apr 3, 2026). Xero has been tracked since 2024-10-01.
In the same window Zoho, Quickbooks, Sage and Freshbooks also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- All plans · FeatureChanged
BeforeOptional with payment fees
AfterFree ACH included
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| All plans | Feature | Optional with payment fees | Free ACH included | Changed |
Values as written on Xero's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Xero's pricing page (xero.com) from May 25, 2026 and Jun 1, 2026; the change is marked around the middle of the page, where "Optional with payment fees" becomes "Free ACH included".
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The two full-page captures with this change marked up are free with an account.
Xero, the last 90 days
Full history- Jul 6, 2026packagingXero shrinks new-customer discount, hikes intro pricing to $5/$11/$18
- Jul 4, 2026packagingXero boosts intro discount to 90% off, slashing promo prices for 6 months
- Jun 23, 2026packagingXero doubles promo to 90% off for 6 months across all plans
- Jun 2, 2026improvedXero makes ACH bill payments free across all plans · this change
- Apr 27, 2026improvedXero Doubles Standard Forecast Window, Adds Premium Benchmarking
- Apr 9, 2026packagingXero cuts promo discount to 80% off for 3 months, adds QuickBooks comparison
- Apr 3, 2026improvedXero Cuts Intro Discount to 85% Off, Adds Fees for Online Bill Pay
Across Finance & Accounting in the same window
All Finance & Accounting changes- ZohoJun 2Zoho Sprints adds Sprint Capacity Planning to Premier plan
- QuickbooksApr 24Quickbooks Launches Free Plan With Limited Invoicing and Banking
- SageApr 3Sage Slashes Introductory Discount Duration from 10 Months to 5
- FreshbooksApr 2Freshbooks Hikes Canadian Prices 20% While Boosting Promos to 70% Off
Questions about this change
Did Xero raise prices in June 2026?
No list-price increase was recorded between May 25, 2026 and Jun 1, 2026. The change Pulse detected was a product change: feature change.
What changed on Xero's pricing page between May 25, 2026 and Jun 1, 2026?
All plans feature: Optional with payment fees → Free ACH included, changed. Pulse compared the captures it took on May 25, 2026 and Jun 1, 2026; the before/after table above lists each item as written on the page.
How often does Xero change its pricing?
Pulse recorded 3 other pricing-page changes for Xero in the 90 days before this one; the previous change was "Xero Doubles Standard Forecast Window, Adds Premium Benchmarking" on Apr 27, 2026; Xero has been tracked since 2024-10-01.