Plooto is a SaaS company that provides online payment solutions for businesses, allowing them to send and receive payments easily and securely.
Pricing Change History
7 changesACH payment fee rose from $0.50 to $1 on Grow and Pro; CRA payment fees rose from $5/$3/$3 to $7/$5/$5 on Go/Grow/Pro.
Pay by Card transaction limit increased from $10,000 to $30,000 per transaction across all plans (Go, Grow, Pro)
Quarterly roll-up · includes Jun 22 weekly
Pay by Card transaction limit increased from $10,000 to $30,000 per transaction across all plans (Go, Grow, Pro).
Credit card acceptance fee expanded from flat 2.9% to 2.9-3.2% across all plans. Amex now 3.2%; Visa/Mastercard remain 2.9%. Option to pass 2.4% fee through to customers (CA only).
Plooto Instant accounts feature added (send and receive faster payments clearing in 1-2 business days, available in USD and CAD at no additional cost) Payment packages add-on introduced for Grow and Pro plans (optional packages with 50, 100, or 250 discounted transactions for fixed monthly cost)
Promotional messaging added: 'Unlock special savings! Accountants and bookkeepers can get free or discounted Plooto subscriptions' Pro plan: Removed 'Coming soon' features - Invoice approvals, Multi-level approvals, Multi-step approvals, and Departmental approvals
Pro plan pricing hidden - changed from 'Starting from $499 USD/month' to 'Contact us' Unlimited ACH transactions add-on removed - previously advertised as '$27 per month' promotional offering that could save businesses over $150,000/year
Research Plooto's pricing with the Pulse Agent
Ask anything about Plooto's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Go | CAD 9 /mo |
| Grow | CAD 32 /mo |
| Pro | CAD 99 /mo |
Company Facts
How Plooto compares with its peers
| Company | Entry price | Last change |
|---|---|---|
W WaveAccess | — | — |
F Freshbooks | $23 /mo, billed annually | Oct 26, 2026 |
X Xero | $27 /mo | Oct 26, 2026 |
Q Quickbooks | $38 /mo | Oct 19, 2026 |
Z Zoho | $29 /mo, billed annually | Oct 26, 2026 |
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
Plooto pricing FAQ
- How much does Plooto cost?
- Plooto pricing starts at CAD 9/mo on Go. Plooto lists 3 plans on its pricing page.
- Does Plooto have a free plan?
- No. Plooto does not list a free tier; paid plans start at CAD 9/mo on Go.
- What pricing model does Plooto use?
- Plooto uses subscription pricing across 3 plans.
- When did Plooto last change its pricing?
- Oct 26, 2026: Plooto doubles ACH fee to $1 on Grow and Pro, hikes CRA payment fees by $2.
- How often has Plooto changed its pricing?
- Pulse has recorded 7 pricing changes for Plooto since it started tracking on Dec 19, 2023; the pricing page was last captured on Oct 26, 2026.
- Who are Plooto's pricing peers?
- Pulse compares Plooto with WaveAccess, Freshbooks, Xero, Quickbooks, Zoho and Stripe.