Plooto Increases Paper Cheque Fees by Up to 200% While Adding New Features and Enhancements Across Plans
What happened
Between the Oct 2, 2024 and Apr 13, 2025 captures of Plooto's pricing page, Pulse recorded 13 changes: Go plan users expanded from 1 accountant user to unlimited clients and users; Paper cheque fee for Go plan increased from $5 to $12 (140% increase); Payment audit trail feature democratized from Pro-only to both Grow and Pro plans; Plooto Instant accounts feature added (send and receive faster payments clearing in 1-2 business days, available in USD and CAD at no additional cost); Pay by Card feature added to Go plan (commercial credit card to pay vendors via ACH, EFT, or cheque); Payment packages add-on introduced for Grow and Pro plans (optional packages with 50, 100, or 250 discounted transactions for fixed monthly cost); Go plan approval workflows enhanced: changed from 'basic approval workflows with 1 approver' to 'basic approval workflows with 1 designated approver'; Paper cheque fee for Grow plan increased from $2 to $6 (200% increase); Paper cheque fee for Pro plan changed from 'Volume dependant' to fixed $4 per cheque; Mass Pay feature added (upload templated spreadsheet to send multiple payments simultaneously); Pro plan pricing revealed at $99/month (previously Contact us); CRA payments feature added with transaction fees: Go $5, Grow $3, Pro $3, and limits: Go $25,000, Grow $25,000, Pro $100,000; Grow plan approval rules expanded: changed from 'custom approval workflows with unlimited approvers' to 'custom approval workflows with multiple rules and unlimited approvers'. Pulse files it as a pricing change (limit increase, price increase, feature change, feature added, new add-on, price revealed) with an upward direction. Pulse's latest capture (Oct 26, 2026) lists Go at CAD 9, Grow at CAD 32 and Pro at CAD 99.
Plooto's previous recorded change was "Plooto Introduces Special Savings for Accountants and Bookkeepers with New Discounted Subscriptions" (Q3 2024). Plooto has been tracked since 2023-12-19.
In the same window Stripe, Zoho, Xero, Quickbooks and Freshbooks also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Go · LimitChanged
Before1 accountant user
Afterunlimited clients and users
- Go · Price+140%$5$12
- Pro, Grow · FeatureChangedPro-onlyboth Grow and Pro plans
- — · FeatureFeature added
Plooto Instant accounts feature added (send and receive faster payments clearing in 1-2 business days, available in USD and CAD at no additional cost)
- Go · FeatureAddedNo Pay by Card featurePay by Card feature
- Grow, Pro · Add-onAdded
BeforeNo Payment packages add-on
AfterPayment packages add-on
- Go · LimitReworded
Beforebasic approval workflows with 1 approver
Afterbasic approval workflows with 1 designated approver
- Grow · Price+200%$2$6
- Pro · Price visibilityChanged'Volume dependant'fixed $4 per cheque
- — · FeatureFeature added
Mass Pay feature added (upload templated spreadsheet to send multiple payments simultaneously)
- Pro · Price visibilityRevealedPrice hiddenPrice listed
- Go, Grow, Pro · FeatureAddedNo CRA payments featureCRA payments feature
- Grow · LimitReworded
Beforecustom approval workflows with unlimited approvers
Aftercustom approval workflows with multiple rules and unlimited approvers
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Go | Limit | 1 accountant user | unlimited clients and users | Changed |
| Go | Price | $5 | $12 | +140% |
| Pro, Grow | Feature | Pro-only | both Grow and Pro plans | Changed |
| — | Feature | Plooto Instant accounts feature added (send and receive faster payments clearing in 1-2 business days, available in USD and CAD at no additional cost) | Feature added | |
| Go | Feature | No Pay by Card feature | Pay by Card feature | Added |
| Grow, Pro | Add-on | No Payment packages add-on | Payment packages add-on | Added |
| Go | Limit | basic approval workflows with 1 approver | basic approval workflows with 1 designated approver | Reworded |
| Grow | Price | $2 | $6 | +200% |
| Pro | Price visibility | 'Volume dependant' | fixed $4 per cheque | Changed |
| — | Feature | Mass Pay feature added (upload templated spreadsheet to send multiple payments simultaneously) | Feature added | |
| Pro | Price visibility | Price hidden | Price listed | Revealed |
| Go, Grow, Pro | Feature | No CRA payments feature | CRA payments feature | Added |
| Grow | Limit | custom approval workflows with unlimited approvers | custom approval workflows with multiple rules and unlimited approvers | Reworded |
Values as written on Plooto's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Plooto's pricing page (plooto.com) from Oct 2, 2024 and Apr 13, 2025; the change is marked near the top of the page, where go price reads $5 and then $12.
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The two full-page captures with this change marked up are free with an account.
Plooto, the last 90 days
Full history- Jul 4, 2026improvedPlooto: Pay by Card transaction limit increased $10,000 → $30,000
- Jun 22, 2026improvedPlooto triples Pay by Card limit to $30K across all plans
- Apr 3, 2026increasePlooto Raises Credit Card Fees to 2.9-3.2%, Adds Amex Surcharge Tier
- Q1 2025improvedPlooto Increases Paper Cheque Fees by Up to 200% While Adding New Features and Enhancements Across Plans · this change
- Q3 2024packagingPlooto Introduces Special Savings for Accountants and Bookkeepers with New Discounted Subscriptions
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJan 22Stripe Increases Instant Payouts Fee by 50% from 1% to 1.5% of Payout Volume
- ZohoJan 21Zoho Workerly Reduces Temp Add-On Pricing for 500+ Temps by 12% to $0.88 per Temp, Enhancing Cost Efficiency for Large Businesses
- XeroJan 14Xero Reduces Promotional Discount and Increases Early Plan Prices Significantly
- QuickbooksJan 12Quickbooks Essentials and Advanced Plans See Significant Price Hikes Amid New AI Features and Increased Promotional Discounts
- FreshbooksJan 10Freshbooks Increases Promotional Discount to 75% Off for 3 Months While Reducing Free Trial Period to 7 Days
Questions about this change
Did Plooto raise prices in April 2025?
Yes. Pulse captured Plooto's pricing page on Oct 2, 2024 and again on Apr 13, 2025 and recorded 2 price increases: Go: $5 → $12 (+140%); Grow: $2 → $6 (+200%).
What changed on Plooto's pricing page between Oct 2, 2024 and Apr 13, 2025?
Go limit: 1 accountant user → unlimited clients and users, changed; Go price: $5 → $12 (+140%); Pro, Grow feature: Pro-only → both Grow and Pro plans, changed; Plooto Instant accounts feature added (send and receive faster payments clearing in 1-2 business days, available in USD and CAD at no additional cost); Go feature: No Pay by Card feature → Pay by Card feature, added; Grow, Pro add-on: No Payment packages add-on → Payment packages add-on, added; Go limit: basic approval workflows with 1 approver → basic approval workflows with 1 designated approver, reworded; Grow price: $2 → $6 (+200%); Pro price visibility: 'Volume dependant' → fixed $4 per cheque, changed; Mass Pay feature added (upload templated spreadsheet to send multiple payments simultaneously); Pro price visibility: Price hidden → Price listed, revealed; Go, Grow, Pro feature: No CRA payments feature → CRA payments feature, added; Grow limit: custom approval workflows with unlimited approvers → custom approval workflows with multiple rules and unlimited approvers, reworded. Pulse compared the captures it took on Oct 2, 2024 and Apr 13, 2025; the before/after table above lists each item as written on the page.
How often does Plooto change its pricing?
Pulse recorded 1 other pricing-page change for Plooto in the 90 days before this one; the previous change was "Plooto Introduces Special Savings for Accountants and Bookkeepers with New Discounted Subscriptions" in Q3 2024; Plooto has been tracked since 2023-12-19.