Ramp is a SaaS company that provides expense management solutions to help businesses track and control their spending.
Pricing Change History
20 changesTreasury feature section renamed Banking; FDIC-insured 'business account' now called 'checking account' in plan cards and comparison table; rates (2%) unchanged.
Ramp Investment Account annual percentage yield increased from 4.34% to 4.36%, shown both in the Free plan's Treasury feature list and in the full feature comparison table.
Ramp Investment Account treasury yield increased from 4.25% to 4.28% APY (shown on Free plan card and in feature comparison table)
Ramp Investment Account yield decreased from 4.36% to 4.25%; FDIC-insured cash account rate unchanged at 2%
Ramp Investment Account (Treasury) yield rate increased from 4.25% to 4.29%
Ramp Investment/Treasury cash account APY (interest rate) increased from 4.2% to 4.25%, shown in the Treasury hero section and the vs.-competitor comparison table
Ramp Investment Account yield decreased from 4.29% to 4.2% (Treasury feature, available on Free/Plus/Enterprise)
Ramp Investment Account yield rate decreased from 4.23% to 4.15% on all plans in the Treasury section.
Enterprise local currency card issuing coverage reduced from 40+ to 30+ countries; Ramp Investment Account annual yield reduced from 4.28% to 4.15% across Free, Plus, and Enterprise plans.
Quarterly roll-up · includes 6 weeklies
Ramp Investment Account advertised yield increased from 4.1% to 4.23%, visible in pricing cards and Treasury comparison table rows.
Ramp Investment Account yield increased from 3.99% to 4.03% APY, shown as a Treasury benefit on all plan tiers.
Ramp Investment Account yield rate decreased from 4.1% to 3.99% in the Treasury section, affecting all plans that include this feature.
Ramp Investment Account yield rate increased from 3.97% to 4.1%, displayed in the Free plan Treasury section and detailed feature comparison table.
Corporate card credit limit description changed from '20x higher credit limits' (specific claim) to 'Competitive credit limits' (generic claim) in the Compare Features table. Investment Account yield decreased 4.28%→3.97%. Three global currency features (global reimbursements, pay card statements, fund bill payments) demoted from Plus+Enterprise to Enterprise-only.
Custom user roles and multi-entity restrictions added to Plus plan User Management section Budgeting added to Plus plan Reporting section
AI agents that enforce your policy added to Plus plan Travel & Expense Treasury features added to Free plan: Earn 2.25% in FDIC-insured Ramp business account, Earn 4.11% in Ramp investment account, No fees/minimum deposits/transfer caps
Implementation & Project Management section removed from Enterprise tier, including: Dedicated technical consultant, Product configurations, Third-party integrations, Custom testing, Enterprise Customer Success Manager Custom approval workflows removed from Enterprise tier (Travel & Expense category)
Acumatica ERP integration added to Plus tier
Research Ramp's pricing with the Pulse Agent
Ask anything about Ramp's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Free | Free |
| Plus | CAD 15 /user/mobilled annually |
| |
Company Facts
How Ramp compares with its peers
| Company | Entry price | Last change |
|---|---|---|
B Brex![]() | $12 /user/mo | Apr 18, 2026 |
A American Express![]() | $7.92 /mo, billed annually | Jun 8, 2026 |
S Stripe![]() | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
E Expensify![]() | $5 /member/mo | Aug 24, 2026 |
B BILL![]() | $49 /mo | — |
N Navan![]() | Free | Jan 12, 2026 |
Ramp pricing FAQ
- How much does Ramp cost?
- Ramp pricing starts at CAD 15/user/mo on Plus, billed annually. Ramp lists 2 plans on its pricing page; the Free plan is free.
- Does Ramp have a free plan?
- Yes. Ramp's Free plan is free; paid plans start at CAD 15/user/mo on Plus, billed annually.
- What pricing model does Ramp use?
- Ramp uses subscription pricing across 2 plans, with a free tier.
- When did Ramp last change its pricing?
- Oct 19, 2026: Ramp renames Treasury to Banking, calls business account checking.
- How often has Ramp changed its pricing?
- Pulse has recorded 20 pricing changes for Ramp since it started tracking on Oct 1, 2024; the pricing page was last captured on Oct 19, 2026.






