Ramp: Investment Account yield decreased (4.36% → 4.25%)
What happened
Between the Jul 22, 2026 and Jul 23, 2026 captures of Ramp's pricing page, Pulse recorded one change: Ramp Investment Account yield decreased from 4.36% to 4.25%; FDIC-insured cash account rate unchanged at 2%. Pulse files it as a product change (feature change) with a neutral direction. Pulse's latest capture (Oct 19, 2026) lists Plus at CAD 15.
It lands 5 days after Ramp's previous change, "Ramp: Investment Account yield increased (4.25% -> 4.29%)" (Jul 18, 2026). Before that Pulse recorded "Ramp: Investment Account APY increased (4.2% → 4.25%)" (Jul 17, 2026), "Ramp: Investment Account yield decreased (4.29% -> 4.2%)" (Jul 16, 2026) and "Ramp cuts Investment Account yield from 4.23% to 4.15%" (Jun 29, 2026). Ramp has been tracked since 2024-10-01.
In the same window Stripe and American Express also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · Feature−3%4.36%4.25%
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Feature | 4.36% | 4.25% | −3% |
Values as written on Ramp's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Ramp's pricing page (ramp.com) from Jul 22, 2026 and Jul 23, 2026; the change is marked near the top of the page, where feature reads 4.36% and then 4.25%.
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The two full-page captures with this change marked up are free with an account.
Ramp, the last 90 days
Full history- Oct 19, 2026packagingRamp renames Treasury to Banking, calls business account checking
- Aug 31, 2026improvedRamp lifts Investment Account yield to 4.36% from 4.34% on Free plan
- Jul 24, 2026improvedRamp: Investment Account APY increased 4.25% to 4.28%
- Jul 23, 2026improvedRamp: Investment Account yield decreased (4.36% → 4.25%) · this change
- Jul 18, 2026packagingRamp: Investment Account yield increased (4.25% -> 4.29%)
- Jul 17, 2026improvedRamp: Investment Account APY increased (4.2% → 4.25%)
- Jul 16, 2026improvedRamp: Investment Account yield decreased (4.29% -> 4.2%)
- Jun 29, 2026decreaseRamp cuts Investment Account yield from 4.23% to 4.15%
- Jul 4, 2026packagingRamp cuts Investment Account yield to 4.15%, trims card coverage to 30+ count...
- Jun 22, 2026improvedRamp raises Investment Account yield to 4.23% APY
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJul 20Stripe: Meters API footnote now discloses 100M events/month quota
- American ExpressJun 8American Express adds free 2nd bag and $120 rideshare credit to Delta card
- StripeJul 16Stripe: Meters API basic billing now includes up to 100M events/month
- StripeApr 27Stripe rebrands Financial Accounts as Treasury
Questions about this change
Did Ramp raise prices in July 2026?
No list-price increase was recorded between Jul 22, 2026 and Jul 23, 2026. The change Pulse detected was a product change: feature change.
What changed on Ramp's pricing page between Jul 22, 2026 and Jul 23, 2026?
Feature: 4.36% → 4.25% (−3%). Pulse compared the captures it took on Jul 22, 2026 and Jul 23, 2026; the before/after table above lists each item as written on the page.
How often does Ramp change its pricing?
Pulse recorded 7 other pricing-page changes for Ramp in the 90 days before this one; the previous change was "Ramp: Investment Account yield increased (4.25% -> 4.29%)" on Jul 18, 2026; Ramp has been tracked since 2024-10-01.