Ramp: Investment Account APY increased (4.2% → 4.25%)
What happened
Between the Jul 16, 2026 and Jul 17, 2026 captures of Ramp's pricing page, Pulse recorded one change: Ramp Investment/Treasury account APY (interest earned on cash) increased from 4.2% to 4.25%, shown in the Treasury hero section and the vs.-competitor comparison table. In detail: Ramp Investment/Treasury cash account APY (interest rate) increased from 4.2% to 4.25%, shown in the Treasury hero section and the vs.-competitor comparison table. Pulse files it as a product change (feature change) with a neutral direction. Pulse's latest capture (Oct 19, 2026) lists Plus at CAD 15.
It lands one day after Ramp's previous change, "Ramp: Investment Account yield decreased (4.29% -> 4.2%)" (Jul 16, 2026). Before that Pulse recorded "Ramp cuts Investment Account yield from 4.23% to 4.15%" (Jun 29, 2026), "Ramp cuts Investment Account yield to 4.15%, trims card coverage to 30+ count" (Jul 4, 2026) and "Ramp raises Investment Account yield to 4.23% APY" (Jun 22, 2026). Ramp has been tracked since 2024-10-01.
In the same window Stripe, American Express and Brex also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · Feature+1%4.2%4.25%
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Feature | 4.2% | 4.25% | +1% |
Values as written on Ramp's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Ramp's pricing page (ramp.com) from Jul 16, 2026 and Jul 17, 2026; the change is marked near the top of the page, where feature reads 4.2% and then 4.25%.
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The two full-page captures with this change marked up are free with an account.
Ramp, the last 90 days
Full history- Jul 24, 2026improvedRamp: Investment Account APY increased 4.25% to 4.28%
- Jul 23, 2026improvedRamp: Investment Account yield decreased (4.36% → 4.25%)
- Jul 18, 2026packagingRamp: Investment Account yield increased (4.25% -> 4.29%)
- Jul 17, 2026improvedRamp: Investment Account APY increased (4.2% → 4.25%) · this change
- Jul 16, 2026improvedRamp: Investment Account yield decreased (4.29% -> 4.2%)
- Jun 29, 2026decreaseRamp cuts Investment Account yield from 4.23% to 4.15%
- Jul 4, 2026packagingRamp cuts Investment Account yield to 4.15%, trims card coverage to 30+ count...
- Jun 22, 2026improvedRamp raises Investment Account yield to 4.23% APY
- Apr 28, 2026improvedRamp bumps Investment Account yield to 4.03% APY across all plan tiers
- Apr 24, 2026improvedRamp cuts Investment Account yield from 4.1% to 3.99%
Across Finance & Accounting in the same window
All Finance & Accounting changesQuestions about this change
Did Ramp raise prices in July 2026?
No list-price increase was recorded between Jul 16, 2026 and Jul 17, 2026. The change Pulse detected was a product change: feature change.
What changed on Ramp's pricing page between Jul 16, 2026 and Jul 17, 2026?
Feature: 4.2% → 4.25% (+1%). Pulse compared the captures it took on Jul 16, 2026 and Jul 17, 2026; the before/after table above lists each item as written on the page.
How often does Ramp change its pricing?
Pulse recorded 6 other pricing-page changes for Ramp in the 90 days before this one; the previous change was "Ramp: Investment Account yield decreased (4.29% -> 4.2%)" on Jul 16, 2026; Ramp has been tracked since 2024-10-01.