Ramp Democratizes Access to SMS Policy Questions by Moving Feature to Free Plan
What changed
Budgeting added to Plus plan Reporting section
Answer policy questions over SMS moved to Free plan (democratization from Plus/Enterprise)
AI-assisted coding added to Plus plan Accounting section
Custom fields added to Plus plan User Management section
Custom user roles and multi-entity restrictions added to Plus plan User Management section
Auto tax capture added to Plus plan Global section
Treasury business account APY decreased from 2.25% to 2%
Procurement explicitly labeled as 'Add-on to Plus or Enterprise' in Plus plan card
Treasury investment account APY decreased from 4.11% to 3.71%
Custom report builder added to Plus plan Reporting section
Before and after
Oct 5, 2025 vs Jan 2, 2026Budgeting added to Plus plan Reporting section
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See the before/after screenshots and every marked-up change.
More from Ramp
Full history →- Week 27, 2026·decreaseRamp cuts Investment Account yield from 4.23% to 4.15%
- Q2 2026·packagingRamp cuts Investment Account yield to 4.15%, trims card coverage to 30+ count...
- Week 26, 2026·improvedRamp raises Investment Account yield to 4.23% APY
- Week 18, 2026·improvedRamp bumps Investment Account yield to 4.03% APY across all plan tiers
- Week 17, 2026·improvedRamp cuts Investment Account yield from 4.1% to 3.99%
