Ramp Introduces Treasury Features to Free Plan, Offering Up to 4.11% Returns with No Fees or Minimums
What happened
Between the Jul 4, 2025 and Oct 5, 2025 captures of Ramp's pricing page, Pulse recorded 2 changes: AI agents that enforce your policy added to Plus plan Travel & Expense; Treasury features added to Free plan: Earn 2.25% in FDIC-insured Ramp business account, Earn 4.11% in Ramp investment account, No fees/minimum deposits/transfer caps. Pulse files it as a product change (feature added) with an upward direction. Pulse's latest capture (Oct 19, 2026) lists Plus at CAD 15.
Ramp's previous recorded change was "Ramp Removes Key Features from Enterprise Tier, Impacting Project Management and Customization Options" (Q1 2025). Before that Pulse recorded "Ramp Enhances Plus Tier with Acumatica ERP Integration" (Q3 2024) and "Ramp Introduces Travel Booking Feature to Free Plan, Enhancing Accessibility for All Users" (Q2 2024). Ramp has been tracked since 2024-10-01.
In the same window Stripe, Navan and Brex also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Plus · FeatureAdded
BeforeNot listed
AfterAI agents that enforce your policy
- — · FeatureAddedNo Treasury featuresTreasury features
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Plus | Feature | Not listed | AI agents that enforce your policy | Added |
| — | Feature | No Treasury features | Treasury features | Added |
Values as written on Ramp's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Ramp's pricing page (ramp.com) from Jul 4, 2025 and Oct 5, 2025; the change is marked on the page, where AI agents that enforce your policy now appears.
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Ramp, pricing history
Full history- Apr 7, 2026packagingRamp cuts investment yield and restricts global features to Enterprise
- Apr 3, 2026improvedRamp Boosts Treasury Yield to 4.28% and Adds AI-Tiered Plan Badges
- Jan 12, 2026improvedRamp Democratizes Access to SMS Policy Questions by Moving Feature to Free Plan
- Q3 2025improvedRamp Introduces Treasury Features to Free Plan, Offering Up to 4.11% Returns with No Fees or Minimums · this change
- Q1 2025packagingRamp Removes Key Features from Enterprise Tier, Impacting Project Management and Customization Options
- Q3 2024improvedRamp Enhances Plus Tier with Acumatica ERP Integration
- Q2 2024improvedRamp Introduces Travel Booking Feature to Free Plan, Enhancing Accessibility for All Users
Across Finance & Accounting in the same window
All Finance & Accounting changesQuestions about this change
Did Ramp raise prices in October 2025?
No list-price increase was recorded between Jul 4, 2025 and Oct 5, 2025. The change Pulse detected was a product change: feature added.
What changed on Ramp's pricing page between Jul 4, 2025 and Oct 5, 2025?
Plus feature: Not listed → AI agents that enforce your policy, added; feature: No Treasury features → Treasury features, added. Pulse compared the captures it took on Jul 4, 2025 and Oct 5, 2025; the before/after table above lists each item as written on the page.
How often does Ramp change its pricing?
Pulse recorded 0 other pricing-page changes for Ramp in the 90 days before this one; the previous change was "Ramp Removes Key Features from Enterprise Tier, Impacting Project Management and Customization Options" in Q1 2025; Ramp has been tracked since 2024-10-01.