Ramp renames Treasury to Banking, calls business account checking
What happened
Between the Oct 12, 2026 and Oct 19, 2026 captures of Ramp's pricing page, Pulse recorded one change: Treasury feature section renamed Banking; FDIC-insured 'business account' now called 'checking account' in plan cards and comparison table; rates (2%) unchanged. Pulse files it as a product change (positioning) with a neutral direction. The current page lists Plus at CAD 15.
It lands 49 days after Ramp's previous change, "Ramp lifts Investment Account yield to 4.36% from 4.34% on Free plan" (Aug 31, 2026). Before that Pulse recorded "Ramp: Investment Account APY increased 4.25% to 4.28%" (Jul 24, 2026) and "Ramp: Investment Account yield decreased (4.36% → 4.25%)" (Jul 23, 2026). Ramp has been tracked since 2024-10-01.
In the same window Stripe and Expensify also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · PositioningPositioning
Treasury feature section renamed Banking; FDIC-insured 'business account' now called 'checking account' in plan cards and comparison table; rates (2%) unchanged.
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Positioning | Treasury feature section renamed Banking; FDIC-insured 'business account' now called 'checking account' in plan cards and comparison table; rates (2%) unchanged. | Positioning | |
Values as written on Ramp's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Ramp's pricing page (ramp.com) from Oct 12, 2026 and Oct 19, 2026; the change is marked near the top of the page.
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Ramp, the last 90 days
Full history- Oct 19, 2026packagingRamp renames Treasury to Banking, calls business account checking · this change
- Aug 31, 2026improvedRamp lifts Investment Account yield to 4.36% from 4.34% on Free plan
- Jul 24, 2026improvedRamp: Investment Account APY increased 4.25% to 4.28%
- Jul 23, 2026improvedRamp: Investment Account yield decreased (4.36% → 4.25%)
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeOct 19Stripe Data Pipeline adds Postgres database sync tier
- ExpensifyAug 24Expensify launches free Submit plan with 25 monthly SmartScans per user
- StripeOct 14Stripe Data Pipeline adds real-time Postgres sync at $0.0025 per row
- StripeOct 5Stripe adds card cashback to Treasury, launches $329 Reader T600
- StripeOct 1Stripe adds $329 Reader T600 to Terminal lineup, revamps Treasury perks
Questions about this change
Did Ramp raise prices in October 2026?
No list-price increase was recorded between Oct 12, 2026 and Oct 19, 2026. The change Pulse detected was a product change: positioning.
What changed on Ramp's pricing page between Oct 12, 2026 and Oct 19, 2026?
Treasury feature section renamed Banking; FDIC-insured 'business account' now called 'checking account' in plan cards and comparison table; rates (2%) unchanged. Pulse compared the captures it took on Oct 12, 2026 and Oct 19, 2026; the before/after table above lists each item as written on the page.
How often does Ramp change its pricing?
Pulse recorded 3 other pricing-page changes for Ramp in the 90 days before this one; the previous change was "Ramp lifts Investment Account yield to 4.36% from 4.34% on Free plan" on Aug 31, 2026; Ramp has been tracked since 2024-10-01.