Melio Increases Global ACH Payment Fee Cap from $75 to $95
What happened
Between the Oct 11, 2025 and Jan 1, 2026 captures of Melio's pricing page, Pulse recorded one change: Global ACH payment fee cap (local currency) increased from $75 to $95 maximum (1% fee with $30 min remains unchanged). Pulse files it as a packaging change (add-on change) with a neutral direction. Pulse's latest capture (Oct 19, 2026) lists Boost at $8, Core at $8 and Unlimited at $64.
Melio's previous recorded change was "Melio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees" (Q3 2025). Before that Pulse recorded "Melio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%" (Q2 2025), "Melio Launches Platinum Plan for High-Volume Businesses with Custom Pricing and Enhanced Enterprise Features" (Q1 2025) and "Melio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025" (Q4 2024). Melio has been tracked since 2023-11-14.
In the same window Stripe and Squarespace also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · Add-on+27%$75$95
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Add-on | $75 | $95 | +27% |
Values as written on Melio's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Melio's pricing page (melio.com) from Oct 11, 2025 and Jan 1, 2026; the change is marked in the lower part of the page, where add-on reads $75 and then $95.
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The two full-page captures with this change marked up are free with an account.
Melio, pricing history
Full history- Jun 9, 2026improvedMelio adds NetSuite sync, drops white-glove onboarding perk
- Apr 3, 2026improvedMelio rolls out AI assistant across all paid plans
- Week 5, 2026improvedMelio rolls out AI assistant to Core, Boost, and Unlimited plans
- Jan 12, 2026packagingMelio Increases Global ACH Payment Fee Cap from $75 to $95 · this change
- Q3 2025improvedMelio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees
- Q2 2025packagingMelio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%
- Q1 2025packagingMelio Launches Platinum Plan for High-Volume Businesses with Custom Pricing and Enhanced Enterprise Features
- Q4 2024increaseMelio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025
- Q3 2024improvedMelio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing
- Q2 2024decreaseMelio Reduces Instant Transfer Fees from 1.5% to 1% for Enhanced Savings on Transactions
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJan 12Stripe Simplifies Climate Orders Pricing to Single 3% Rate, Removes Climate Commitments Add-On
- SquarespaceJan 12Squarespace Increases Commerce Advanced Plan Price by 6.1% Amidst Multiple Discount Changes
- StripeJan 12Stripe Introduces Dispute Prevention Tools with Visa and Mastercard Integration for Enhanced Chargeback Management
- StripeJan 12Stripe Expands Tax Collection to 90+ Countries, Enhances Global Compliance and Revenue Opportunities
- StripeJan 12Stripe Introduces New Instant Bank Payments Pricing Tier at 2.6% + 30¢ per Charge, Separate from Card Payments
Questions about this change
Did Melio raise prices in January 2026?
No list-price increase was recorded between Oct 11, 2025 and Jan 1, 2026. The change Pulse detected was a packaging change: add-on change.
What changed on Melio's pricing page between Oct 11, 2025 and Jan 1, 2026?
Add-on: $75 → $95 (+27%). Pulse compared the captures it took on Oct 11, 2025 and Jan 1, 2026; the before/after table above lists each item as written on the page.
How often does Melio change its pricing?
Pulse recorded 0 other pricing-page changes for Melio in the 90 days before this one; the previous change was "Melio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees" in Q3 2025; Melio has been tracked since 2023-11-14.