Melio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees
What happened
Between the Jul 6, 2025 and Oct 11, 2025 captures of Melio's pricing page, Pulse recorded 4 changes: Go plan now includes 10 free QuickBooks Online syncs per month (previously no sync limits mentioned); Promotional trial offer changed from '90% off subscription fees for first 3 months' to 'Everything free for first 30 days with unlimited free ACH payments'; Go plan now includes 10 free Xero syncs per month (previously no sync limits mentioned); 90% discount on subscription fees for first 3 months discontinued - Core plan was $2.50/mo promotional, Boost was $5.50/mo, Unlimited was $8/mo. Pulse files it as a pricing change (threshold added, trial change, discount removed) with an upward direction. Pulse's latest capture (Oct 19, 2026) lists Boost at $8, Core at $8 and Unlimited at $64.
Melio's previous recorded change was "Melio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%" (Q2 2025). Melio has been tracked since 2023-11-14.
In the same window Stripe and Squarespace also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Go · LimitAdded
BeforeNot listed
After10 free QuickBooks Online syncs per month
- Unlimited · TrialReworded
Before90% off subscription fees for first 3 months
AfterEverything free for first 30 days with unlimited free ACH payments
- Go · LimitAdded
BeforeNo free Xero syncs per month
After10 free Xero syncs per month
- Core, Boost, Unlimited · DiscountRemoved
Before- Core plan was $2.50/mo promotional
AfterNot listed
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Go | Limit | Not listed | 10 free QuickBooks Online syncs per month | Added |
| Unlimited | Trial | 90% off subscription fees for first 3 months | Everything free for first 30 days with unlimited free ACH payments | Reworded |
| Go | Limit | No free Xero syncs per month | 10 free Xero syncs per month | Added |
| Core, Boost, Unlimited | Discount | - Core plan was $2.50/mo promotional | Not listed | Removed |
Values as written on Melio's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Melio's pricing page (melio.com) from Jul 6, 2025 and Oct 11, 2025; the change is marked near the top of the page, where 10 free QuickBooks Online syncs per month now appears.
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The two full-page captures with this change marked up are free with an account.
Melio, the last 90 days
Full history- Apr 3, 2026improvedMelio rolls out AI assistant across all paid plans
- Week 5, 2026improvedMelio rolls out AI assistant to Core, Boost, and Unlimited plans
- Jan 12, 2026packagingMelio Increases Global ACH Payment Fee Cap from $75 to $95
- Q3 2025improvedMelio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees · this change
- Q2 2025packagingMelio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJan 12Stripe Simplifies Climate Orders Pricing to Single 3% Rate, Removes Climate Commitments Add-On
- SquarespaceJan 12Squarespace Increases Commerce Advanced Plan Price by 6.1% Amidst Multiple Discount Changes
- StripeJan 12Stripe Introduces Dispute Prevention Tools with Visa and Mastercard Integration for Enhanced Chargeback Management
- StripeJan 12Stripe Expands Tax Collection to 90+ Countries, Enhances Global Compliance and Revenue Opportunities
- StripeJan 12Stripe Introduces New Instant Bank Payments Pricing Tier at 2.6% + 30¢ per Charge, Separate from Card Payments
Questions about this change
Did Melio raise prices in October 2025?
No list-price increase was recorded between Jul 6, 2025 and Oct 11, 2025. The change Pulse detected was a pricing change: threshold added, trial change, discount removed.
What changed on Melio's pricing page between Jul 6, 2025 and Oct 11, 2025?
Go limit: Not listed → 10 free QuickBooks Online syncs per month, added; Unlimited trial: 90% off subscription fees for first 3 months → Everything free for first 30 days with unlimited free ACH payments, reworded; Go limit: No free Xero syncs per month → 10 free Xero syncs per month, added; Core, Boost, Unlimited discount: - Core plan was $2.50/mo promotional → Not listed, removed. Pulse compared the captures it took on Jul 6, 2025 and Oct 11, 2025; the before/after table above lists each item as written on the page.
How often does Melio change its pricing?
Pulse recorded 1 other pricing-page change for Melio in the 90 days before this one; the previous change was "Melio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%" in Q2 2025; Melio has been tracked since 2023-11-14.