Melio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025
What happened
Between the Oct 1, 2024 and Jan 1, 2025 captures of Melio's pricing page, Pulse recorded 5 changes: ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025); Card-based instant bank transfer fee structure changed from '+1% ($30 max)' to '2.9% +1% ($50 max)'; ACH transfer descriptions clarified across all plans - added explicit note that $0.50 fee applies to each transfer after monthly free ACH transfers are used (applies to Go, Core, and Boost plans); Boost plan support feature upgraded from 'Premium customer support' to 'Premium phone support' - explicitly specifying phone-based support channel; Instant bank transfer max fee increased from $30 to $50 when paying by bank account. Pulse files it as a pricing change (price decrease, price increase, feature change) with a neutral direction. Pulse's latest capture (Oct 19, 2026) lists Boost at $8, Core at $8 and Unlimited at $64.
Melio's previous recorded change was "Melio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing" (Q3 2024). Melio has been tracked since 2023-11-14.
In the same window Stripe and Squarespace also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · PricePrice decrease
ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025)
- — · PriceReworded+1% ($30 max)2.9% +1% ($50 max)
- Go, Core, Boost · FeatureAdded
BeforeNot listed
Afterexplicit note that $0.50 fee applies
- Boost · FeatureRewordedPremium customer supportPremium phone support
- — · Price+67%$30$50
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Price | ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025) | Price decrease | |
| — | Price | +1% ($30 max) | 2.9% +1% ($50 max) | Reworded |
| Go, Core, Boost | Feature | Not listed | explicit note that $0.50 fee applies | Added |
| Boost | Feature | Premium customer support | Premium phone support | Reworded |
| — | Price | $30 | $50 | +67% |
Values as written on Melio's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Melio's pricing page (melio.com) from Oct 1, 2024 and Jan 1, 2025; the change is marked on the page, where "+1% ($30 max)" becomes "2.9% +1% ($50 max)".
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The two full-page captures with this change marked up are free with an account.
Melio, the last 90 days
Full history- Q3 2025improvedMelio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees
- Q2 2025packagingMelio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%
- Q1 2025packagingMelio Launches Platinum Plan for High-Volume Businesses with Custom Pricing and Enhanced Enterprise Features
- Q4 2024increaseMelio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025 · this change
- Q3 2024improvedMelio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJan 12Stripe Simplifies Climate Orders Pricing to Single 3% Rate, Removes Climate Commitments Add-On
- SquarespaceJan 12Squarespace Increases Commerce Advanced Plan Price by 6.1% Amidst Multiple Discount Changes
- StripeJan 12Stripe Introduces Dispute Prevention Tools with Visa and Mastercard Integration for Enhanced Chargeback Management
- StripeJan 12Stripe Expands Tax Collection to 90+ Countries, Enhances Global Compliance and Revenue Opportunities
- StripeJan 12Stripe Introduces New Instant Bank Payments Pricing Tier at 2.6% + 30¢ per Charge, Separate from Card Payments
Questions about this change
Did Melio raise prices in January 2025?
No — prices went down. Between Oct 1, 2024 and Jan 1, 2025 Melio's pricing page showed 1 price cut: ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025).
What changed on Melio's pricing page between Oct 1, 2024 and Jan 1, 2025?
ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025); price: +1% ($30 max) → 2.9% +1% ($50 max), reworded; Go, Core, Boost feature: Not listed → explicit note that $0.50 fee applies, added; Boost feature: Premium customer support → Premium phone support, reworded; price: $30 → $50 (+67%). Pulse compared the captures it took on Oct 1, 2024 and Jan 1, 2025; the before/after table above lists each item as written on the page.
How often does Melio change its pricing?
Pulse recorded 1 other pricing-page change for Melio in the 90 days before this one; the previous change was "Melio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing" in Q3 2024; Melio has been tracked since 2023-11-14.