Melio is a SaaS company that provides online payment solutions for small businesses, allowing them to pay and get paid easily.
Pricing Change History
19 changesAdded discounted foreign-currency global card payment fees by transfer size: 2.70% from $1, 2.40% from $50,000, 1.90% from $100,000, down from the standard 2.90%.
Melio extended its free trial from 30 days to 90 days, tripling the promotional window before customers must pick a paid plan or convert to the limited free Go plan.
Custom approval workflows (vendor-based, gradual approvals) now included starting at the Core plan; previously this advanced routing was Boost/Unlimited-exclusive and shown as a separate row.
Two row labels in the standalone Accounts Receivable comparison table were reworded: 'Create and share payment requests' became 'Create and share branded invoices', and 'Create and share branded invoices' became 'Create and share personalized payment links'. Checkmarks (availability) unchanged across all plans.
Go plan lost 10-free QuickBooks/Xero syncs but gained Dedicated bills inbox (previously required Core plan or higher). Boost & Unlimited lost Set classes & locations. Unlimited also lost dedicated account manager/white-glove onboarding (now Platinum-only), gained NetSuite sync.
Quarterly roll-up · includes 4 weeklies
AR comparison table row renamed from 'Create and share personalized payment links' to 'Create and share branded invoices', clarifying the feature's scope.
Additional bill attributes: Classes and locations extended from Boost/Unlimited-only to all plans (Go, Core, Boost, Unlimited). Feature removed from Boost/Unlimited plan cards where it was previously highlighted.
Unlimited plan: Dedicated account manager and White-glove onboarding removed; NetSuite sync added as a new highlighted feature.
AI assistant feature added to Core, Boost, and Unlimited plans. Also added as a row in the plan comparison table under Workflows for teams. Audit trail row newly added to comparison table.
Quarterly roll-up · includes Jan 26 weekly
AI assistant added to Core, Boost, and Unlimited plans. Not available on Go plan. Feature provides fast answers about bills, payments, and vendors.
Global ACH payment fee cap (local currency) increased from $75 to $95 maximum (1% fee with $30 min remains unchanged)
Go plan now includes 10 free Xero syncs per month (previously no sync limits mentioned) Go plan now includes 10 free QuickBooks Online syncs per month (previously no sync limits mentioned)
Annual billing discount decreased from 'Save 25%' to 'Save 20%' Unlimited plan introduced at $80/mo ($64/mo annual) with unlimited user seats and unlimited free ACH payments per month
Platinum plan introduced for high-volume businesses with custom pricing and enterprise features including priority payment processing, API access, and white-glove account management
Card-based instant bank transfer fee structure changed from '+1% ($30 max)' to '2.9% +1% ($50 max)' Instant bank transfer max fee increased from $30 to $50 when paying by bank account
Boost plan: 2-day delivery for all ACH transfers Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero
Instant transfer fee decreased from 1.5% (up to $50) to 1% (up to $50) Special rates program introduced for businesses with high credit lines ($100K+) - pay by card fees may be reduced below standard 2.9% rate
Promotional offer removed: '5 free checks per month until April 15, 2024' for users who sync accounting software FreshBooks and Business Central integrations removed from accounting software sync - now only QuickBooks and Xero supported
Research Melio's pricing with the Pulse Agent
Ask anything about Melio's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Go | Free |
| |
| Boost | $8 /mobilled annually · $55 billed monthly |
| |
| Core | $8 /mobilled annually · $25 billed monthly |
| |
| Unlimited | $64 /mobilled annually · $80 billed monthly |
| |
| Platinum | Contact |
Company Facts
How Melio compares with its peers
| Company | Entry price | Last change |
|---|---|---|
B BILL![]() | $49 /mo | — |
P Plastiq![]() | $2.99 Card Payment Transaction + $0.99 Card Payment Transaction | Apr 4, 2026 |
S Stripe![]() | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
S Squarespace![]() | $19 /mo, billed annually | Aug 11, 2026 |
P PayPal![]() | CAD 25 /mo + usage | — |
W Wisestep![]() | $25 /mo, billed annually | — |
Melio pricing FAQ
- How much does Melio cost?
- Melio pricing starts at $8/mo on Boost, billed annually. Melio lists 5 plans on its pricing page; the Go plan is free.
- Does Melio have a free plan?
- Yes. Melio's Go plan is free; paid plans start at $8/mo on Boost, billed annually.
- What pricing model does Melio use?
- Melio uses subscription pricing across 5 plans, with a free tier.
- When did Melio last change its pricing?
- Oct 19, 2026: Melio adds tiered global card fees as low as 1.90% on large transfers.
- How often has Melio changed its pricing?
- Pulse has recorded 19 pricing changes for Melio since it started tracking on Nov 14, 2023; the pricing page was last captured on Oct 19, 2026.






