Back/Melio

Melio

Melio is a SaaS company that provides online payment solutions for small businesses, allowing them to pay and get paid easily.

Entry price

Boost · /mo, billed annually

Plans tracked

no add-ons

Pricing changes

Latest Wk 38 '26

Pricing model

Subscription

Free tier available

Pricing Change History

17 changes

202617 changes

Sep 14, 2026

Packaging

Weekly

Melio triples free trial from 30 to 90 days before paid conversion

Melio extended its free trial from 30 days to 90 days, tripling the promotional window before customers must pick a paid plan or convert to the limited free Go plan.

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Jul 6, 2026

Improvement

Weekly

Melio: Custom approval workflows now included at Core (was Boost-exclusive)

Custom approval workflows (vendor-based, gradual approvals) now included starting at the Core plan; previously this advanced routing was Boost/Unlimited-exclusive and shown as a separate row.

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Jun 30, 2026

Packaging

Weekly

Melio reworded AR table rows, shifting focus to branded invoices and links

Two row labels in the standalone Accounts Receivable comparison table were reworded: 'Create and share payment requests' became 'Create and share branded invoices', and 'Create and share branded invoices' became 'Create and share personalized payment links'. Checkmarks (availability) unchanged across all plans.

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Jul 3, 2026

Improvement

Quarterly

Melio: Go loses QuickBooks/Xero sync; Unlimited swaps white-glove for NetSuite

Boost & Unlimited lost Set classes & locations. Unlimited also lost dedicated account manager/white-glove onboarding (now Platinum-only), gained NetSuite sync. Go plan lost 10-free QuickBooks/Xero syncs but gained Dedicated bills inbox (previously required Core plan or higher).

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Jun 22, 2026

Improvement

Weekly

Melio rebrands payment links feature as branded invoices

AR comparison table row renamed from 'Create and share personalized payment links' to 'Create and share branded invoices', clarifying the feature's scope.

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Jun 15, 2026

Improvement

Weekly

Melio opens bill tracking to all plans, drops Boost/Unlimited perk

Additional bill attributes: Classes and locations extended from Boost/Unlimited-only to all plans (Go, Core, Boost, Unlimited). Feature removed from Boost/Unlimited plan cards where it was previously highlighted.

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Jun 9, 2026

Improvement

Weekly

Melio adds NetSuite sync, drops white-glove onboarding perk

Unlimited plan: Dedicated account manager and White-glove onboarding removed; NetSuite sync added as a new highlighted feature.

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Apr 3, 2026

Improvement

Quarterly

Melio rolls out AI assistant across all paid plans

AI assistant feature added to Core, Boost, and Unlimited plans. Also added as a row in the plan comparison table under Workflows for teams. Audit trail row newly added to comparison table.

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Apr 16, 2026

Improvement

Weekly

Melio rolls out AI assistant to Core, Boost, and Unlimited plans

AI assistant added to Core, Boost, and Unlimited plans. Not available on Go plan. Feature provides fast answers about bills, payments, and vendors.

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Jan 12, 2026

Packaging

Quarterly

Melio Increases Global ACH Payment Fee Cap from $75 to $95

Global ACH payment fee cap (local currency) increased from $75 to $95 maximum (1% fee with $30 min remains unchanged)

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Jan 12, 2026

Improvement

Quarterly

Melio Introduces 30-Day Free Trial with Unlimited ACH Payments, Discontinuing 90% Off Subscription Fees

Go plan now includes 10 free Xero syncs per month (previously no sync limits mentioned) 90% discount on subscription fees for first 3 months discontinued - Core plan was $2.50/mo promotional, Boost was $5.50/mo, Unlimited was $8/mo

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Jan 12, 2026

Packaging

Quarterly

Melio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%

Annual billing discount decreased from 'Save 25%' to 'Save 20%' Unlimited plan introduced at $80/mo ($64/mo annual) with unlimited user seats and unlimited free ACH payments per month

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Jan 12, 2026

Packaging

Quarterly

Melio Launches Platinum Plan for High-Volume Businesses with Custom Pricing and Enhanced Enterprise Features

Platinum plan introduced for high-volume businesses with custom pricing and enterprise features including priority payment processing, API access, and white-glove account management

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Jan 12, 2026

Price decrease

Quarterly

Melio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025

ACH bank transfer fee for Get Paid (accounts receivable) changed from 0.5% ($10 max fee) to FREE for now (pricing to be announced later in 2025) Boost plan support feature upgraded from 'Premium customer support' to 'Premium phone support' - explicitly specifying phone-based support channel

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Jan 12, 2026

Improvement

Quarterly

Melio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing

Boost plan: 2-day delivery for all ACH transfers Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero

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Jan 12, 2026

Price decrease

Quarterly

Melio Reduces Instant Transfer Fees from 1.5% to 1% for Enhanced Savings on Transactions

Instant transfer fee decreased from 1.5% (up to $50) to 1% (up to $50) Special rates program introduced for businesses with high credit lines ($100K+) - pay by card fees may be reduced below standard 2.9% rate

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Jan 12, 2026

Packaging

Quarterly

Melio Introduces Instant Transfer Payment Option with 1.5% Fee for Quick Vendor Payments

Instant transfer payment option added at 1.5% fee (up to $50) - vendor receives payment within minutes

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