Melio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing
What happened
Between the Jul 1, 2024 and Oct 1, 2024 captures of Melio's pricing page, Pulse recorded 18 changes: Core plan: Automatic capturing of bill line items; Boost plan introduced at $55/mo ($46.75/mo with 15% monthly discount), plus $10/mo per additional user; Core plan introduced at $25/mo ($21.25/mo with 15% monthly discount), plus $10/mo per additional user; Go plan: 10 free syncs with QuickBooks Online & Xero limit introduced; Core plan: 20 free ACH transfers per month limit introduced; Boost plan: 2-way auto-sync with QuickBooks Desktop; Boost plan: Advanced, custom multi-user workflows; Boost plan: 2-day delivery for all ACH transfers; Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero; Go plan: 5 free ACH transfers per month limit introduced; Boost plan: 50 free ACH transfers per month limit introduced; Melio transitioned from a free-only model with transaction fees to a tiered subscription model with three paid plans (Go, Core, Boost) offering different feature sets and free ACH transfer limits; Go plan introduced at $0/mo (free tier, limited to one user); Core plan: Batch-pay multiple bills at once; Boost plan: Advanced bill attributes (classes & locations); Limited-time promotional discount: Save 15% on monthly plans or 25% on annual plans; Core plan: Automated approval workflows; Core plan: W-9 collection & auto 1099 sync. Pulse files it as a pricing change (feature added, new plan, threshold added, package change, discount added) with an upward direction. Pulse's latest capture (Oct 19, 2026) lists Boost at $8, Core at $8 and Unlimited at $64.
Melio's previous recorded change was "Melio Reduces Instant Transfer Fees from 1.5% to 1% for Enhanced Savings on Transactions" (Q2 2024). Melio has been tracked since 2023-11-14.
In the same window Stripe and Squarespace also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Core · FeatureFeature added
Core plan: Automatic capturing of bill line items
- Boost · PlanAddedNo Boost planBoost plan
- Core · PlanAddedNo Core planCore plan
- Go · LimitAdded
BeforeNot listed
After10 free syncs with QuickBooks Online & Xero limit
- Core · LimitAdded
BeforeNot listed
After20 free ACH transfers per month limit
- Boost · FeatureFeature added
Boost plan: 2-way auto-sync with QuickBooks Desktop
- Boost · FeatureFeature added
Boost plan: Advanced, custom multi-user workflows
- Boost · FeatureFeature added
Boost plan: 2-day delivery for all ACH transfers
- Core, Unlimited · FeatureFeature added
Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero
- Go · LimitAdded
BeforeNot listed
After5 free ACH transfers per month limit
- Boost · LimitAdded
BeforeNot listed
After50 free ACH transfers per month limit
- Go, Core, Boost · PackagingChanged
Beforea free-only model with transaction fees
Aftera tiered subscription model
- Go · PlanAddedNo Go planGo plan
- Core · FeatureFeature added
Core plan: Batch-pay multiple bills at once
- Boost · FeatureFeature added
Boost plan: Advanced bill attributes (classes & locations)
- — · DiscountDiscount added
Limited-time promotional discount: Save 15% on monthly plans or 25% on annual plans
- Core · FeatureFeature added
Core plan: Automated approval workflows
- Core · FeatureFeature added
Core plan: W-9 collection & auto 1099 sync
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Core | Feature | Core plan: Automatic capturing of bill line items | Feature added | |
| Boost | Plan | No Boost plan | Boost plan | Added |
| Core | Plan | No Core plan | Core plan | Added |
| Go | Limit | Not listed | 10 free syncs with QuickBooks Online & Xero limit | Added |
| Core | Limit | Not listed | 20 free ACH transfers per month limit | Added |
| Boost | Feature | Boost plan: 2-way auto-sync with QuickBooks Desktop | Feature added | |
| Boost | Feature | Boost plan: Advanced, custom multi-user workflows | Feature added | |
| Boost | Feature | Boost plan: 2-day delivery for all ACH transfers | Feature added | |
| Core, Unlimited | Feature | Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero | Feature added | |
| Go | Limit | Not listed | 5 free ACH transfers per month limit | Added |
| Boost | Limit | Not listed | 50 free ACH transfers per month limit | Added |
| Go, Core, Boost | Packaging | a free-only model with transaction fees | a tiered subscription model | Changed |
| Go | Plan | No Go plan | Go plan | Added |
| Core | Feature | Core plan: Batch-pay multiple bills at once | Feature added | |
| Boost | Feature | Boost plan: Advanced bill attributes (classes & locations) | Feature added | |
| — | Discount | Limited-time promotional discount: Save 15% on monthly plans or 25% on annual plans | Discount added | |
| Core | Feature | Core plan: Automated approval workflows | Feature added | |
| Core | Feature | Core plan: W-9 collection & auto 1099 sync | Feature added | |
Values as written on Melio's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Melio's pricing page (melio.com) from Jul 1, 2024 and Oct 1, 2024; the change is marked on the page, where Boost plan now appears.
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Melio, the last 90 days
Full history- Q2 2025packagingMelio Launches Unlimited Plan at $80/mo with Unlimited ACH Payments, Annual Discount Reduced to 20%
- Q1 2025packagingMelio Launches Platinum Plan for High-Volume Businesses with Custom Pricing and Enhanced Enterprise Features
- Q4 2024increaseMelio Eliminates ACH Bank Transfer Fees for Get Paid, Making Transactions Free Until 2025
- Q3 2024improvedMelio Transitions to Tiered Subscription Model, Introducing Core and Boost Plans with Enhanced Features and Pricing · this change
- Q2 2024decreaseMelio Reduces Instant Transfer Fees from 1.5% to 1% for Enhanced Savings on Transactions
Across Finance & Accounting in the same window
All Finance & Accounting changes- StripeJan 12Stripe Simplifies Climate Orders Pricing to Single 3% Rate, Removes Climate Commitments Add-On
- SquarespaceJan 12Squarespace Increases Commerce Advanced Plan Price by 6.1% Amidst Multiple Discount Changes
- StripeJan 12Stripe Introduces Dispute Prevention Tools with Visa and Mastercard Integration for Enhanced Chargeback Management
- StripeJan 12Stripe Expands Tax Collection to 90+ Countries, Enhances Global Compliance and Revenue Opportunities
- StripeJan 12Stripe Introduces New Instant Bank Payments Pricing Tier at 2.6% + 30¢ per Charge, Separate from Card Payments
Questions about this change
Did Melio raise prices in October 2024?
No list-price increase was recorded between Jul 1, 2024 and Oct 1, 2024. The change Pulse detected was a pricing change: feature added, new plan, threshold added, package change, discount added.
What changed on Melio's pricing page between Jul 1, 2024 and Oct 1, 2024?
Core plan: Automatic capturing of bill line items; Boost plan: No Boost plan → Boost plan, added; Core plan: No Core plan → Core plan, added; Go limit: Not listed → 10 free syncs with QuickBooks Online & Xero limit, added; Core limit: Not listed → 20 free ACH transfers per month limit, added; Boost plan: 2-way auto-sync with QuickBooks Desktop; Boost plan: Advanced, custom multi-user workflows; Boost plan: 2-day delivery for all ACH transfers; Core plan: Unlimited 2-way auto-sync with QuickBooks Online & Xero; Go limit: Not listed → 5 free ACH transfers per month limit, added; Boost limit: Not listed → 50 free ACH transfers per month limit, added; Go, Core, Boost packaging: a free-only model with transaction fees → a tiered subscription model, changed; Go plan: No Go plan → Go plan, added; Core plan: Batch-pay multiple bills at once; Boost plan: Advanced bill attributes (classes & locations); Limited-time promotional discount: Save 15% on monthly plans or 25% on annual plans; Core plan: Automated approval workflows; Core plan: W-9 collection & auto 1099 sync. Pulse compared the captures it took on Jul 1, 2024 and Oct 1, 2024; the before/after table above lists each item as written on the page.
How often does Melio change its pricing?
Pulse recorded 1 other pricing-page change for Melio in the 90 days before this one; the previous change was "Melio Reduces Instant Transfer Fees from 1.5% to 1% for Enhanced Savings on Transactions" in Q2 2024; Melio has been tracked since 2023-11-14.