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Plastiq is a SaaS company that enables businesses to pay for expenses using credit cards, even where cards are not accepted, helping them manage cash flow and earn rewards.
Plans tracked
1
no add-ons
Pricing changes
3
Latest Apr 4, 2026
Pricing model
Usage-based
No free tier
Pricing Change History
3 changes20261 change
20251 change
Q1 2025
Packaging
QuarterlyPublished Jan 21, 2026
Plastiq Unveils Free Credit Card Acceptance with Transaction Fees, Enhancing Payment Flexibility for Users
Delivery fees disclosed: $0.99 for ACH/EFT/Electronic, $1.49 for paper check, $8.99/$39 for wire transfers Transaction fees disclosed: 2.9% for card payments, 2.75%-10.65% for short-term financing
20241 change
Q4 2024
Packaging
QuarterlyPublished Jan 22, 2026
Plastiq Removes Public Pricing Details, Hiding Fees for Transactions and Delivery Services
Delivery fees hidden - previously disclosed as $0.99 for ACH/EFT/Electronic, $1.49 for paper check, $8.99/$39 for wire transfers Transaction fees hidden - previously disclosed as 2.9% for card payments and 2.75%-10.65% for short-term financing
Research Plastiq's pricing with the Pulse Agent
Ask anything about Plastiq's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Plastiq | $2.99 Card Payment Transaction + $0.99 Card Payment Transaction |
Company Facts
CategoryFinance & Accounting
Free tierNo
Employees51-100
Tracked sinceNov 14, 2023
Pricing last seenJun 20, 2026
Websiteplastiq.com
How Plastiq compares with its peers
| Company | Entry price | Last change |
|---|---|---|
B BILL![]() | $49 /mo | — |
S Stripe![]() | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
S Squarespace![]() | $19 /mo, billed annually | Aug 11, 2026 |
P PayPal![]() | CAD 25 /mo + usage | — |
W Wisestep![]() | $25 /mo, billed annually | — |
A ADP![]() | Contact | — |
Plastiq pricing FAQ
- How much does Plastiq cost?
- Plastiq prices on usage: the Plastiq plan is $2.99 Card Payment Transaction + $0.99 Card Payment Transaction.
- Does Plastiq have a free plan?
- No. Plastiq does not list a free tier.
- What pricing model does Plastiq use?
- Plastiq uses usage-based pricing across 1 plan.
- When did Plastiq last change its pricing?
- Apr 4, 2026: Plastiq raises card payment transaction fee to 2.99%.
- How often has Plastiq changed its pricing?
- Pulse has recorded 3 pricing changes for Plastiq since it started tracking on Nov 14, 2023; the pricing page was last captured on Jun 20, 2026.





