Plaid is a SaaS company that provides infrastructure for financial services, enabling applications to connect with users' bank accounts, verify account ownership, and access transaction data.
Pricing Change History
4 changesProtect (Fraud intelligence system) added to Custom plan as included feature. Available via contact pricing for other plans.
Growth plan introduced for small teams and startups with 12-month commitment, discounted product rates, platform support package, and Single Sign-On for Plaid Dashboard Free plan (Test for Free) with 200 live API calls per product discontinued
Custom plan pricing hidden - previously disclosed 'Starts at $500/month' removed from pricing page
Pricing metric changed from 'Items' to 'API calls' across Free and Pay as you go tiers Free tier API call limit increased from 100 live Items to 200 live API calls per product
Research Plaid's pricing with the Pulse Agent
Ask anything about Plaid's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Pay as You Go | Usage-based |
| Custom | Contact |
| Growth | Contact |
Company Facts
How Plaid compares with its peers
| Company | Entry price | Last change |
|---|---|---|
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
U Unito | Contact | — |
1 1Office | GBP 25 /mo, billed annually | Jul 13, 2026 |
2 2Checkout | Contact | Apr 27, 2026 |
8 8am | Contact | — |
A Accelerate | EUR 197.14 /mo | — |
Plaid pricing FAQ
- How much does Plaid cost?
- Plaid does not publish list prices — its 3 plans are quote-based.
- Does Plaid have a free plan?
- No. Plaid does not list a free tier.
- What pricing model does Plaid use?
- Plaid uses usage-based pricing across 3 plans.
- When did Plaid last change its pricing?
- Jan 22, 2026: Plaid Introduces Protect: Fraud Intelligence System Now Included in Custom Plan.
- How often has Plaid changed its pricing?
- Pulse has recorded 4 pricing changes for Plaid since it started tracking on Oct 1, 2024; the pricing page was last captured on Apr 6, 2026.