Finix Implements 300% Increase in ACH Subscription Billing Fee Across All Pricing Tiers
What happened
Between the Jul 4, 2025 and Oct 5, 2025 captures of Finix's pricing page, Pulse recorded one change: ACH Subscription Billing fee increased from 0.1% to 0.4% (300% increase) across all pricing tiers (Flat Rate, Dynamic, and Custom). Pulse files it as a pricing change (price increase) with an upward direction. Pulse's latest capture (Oct 26, 2026) lists Standard at 0.3% above interchange + $0.15 card processing per transaction (interchange plus).
Finix's previous recorded change was "Finix Implements Significant 220% Increase in Account Updater Fee Amid Other Pricing Changes and New Features" (Q1 2025). Before that Pulse recorded "Finix Reduces Flat Rate Amex Processing Fee by 90%, Now Just 0.3% + $0.30" (Q4 2024), "Finix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge" (Q2 2024) and "Finix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support" (Q1 2024). Finix has been tracked since 2023-11-14.
In the same window Adyen also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Custom · Price+300%0.1%0.4%
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Custom | Price | 0.1% | 0.4% | +300% |
Values as written on Finix's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Finix's pricing page (finix.com) from Jul 4, 2025 and Oct 5, 2025; the change is marked on the page, where custom price reads 0.1% and then 0.4%.
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Finix, pricing history
Full history- Oct 26, 2026increaseFinix doubles 3D Secure fee to $0.10, adds $0.15 Name Verification fee
- Jan 10, 2026increaseFinix Doubles Card and ACH Disputes Fee from $15 to $30, Significantly Impacting Customer Costs
- Q3 2025increaseFinix Implements 300% Increase in ACH Subscription Billing Fee Across All Pricing Tiers · this change
- Q1 2025improvedFinix Implements Significant 220% Increase in Account Updater Fee Amid Other Pricing Changes and New Features
- Q4 2024decreaseFinix Reduces Flat Rate Amex Processing Fee by 90%, Now Just 0.3% + $0.30
- Q2 2024packagingFinix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge
- Q1 2024improvedFinix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support
Across Finance & Accounting in the same window
All Finance & Accounting changes- AdyenJan 10Adyen Increases DOKU VA Payment Method Fee by 5.9% to IDR 9,000.00
- AdyenJan 10Adyen Expands American Express Coverage to Brazil, UAE, Australia, New Zealand, Mexico, Austria, and Belgium
- AdyenJan 10Adyen Restructures Interchange Pricing Model to 'Interchange+ + 0.60%' for All Card-Based Payment Methods
- AdyenJan 10Adyen Expands Affirm Payment Method to Canada and UK While Discontinuing Amazon Pay and Shifting Alipay Availability to Europe
- AdyenJan 10Adyen Discontinues Giropay Payment Method, Impacting Payment Options for Customers
Questions about this change
Did Finix raise prices in October 2025?
Yes. Pulse captured Finix's pricing page on Jul 4, 2025 and again on Oct 5, 2025 and recorded 1 price increase: Custom: 0.1% → 0.4% (+300%).
What changed on Finix's pricing page between Jul 4, 2025 and Oct 5, 2025?
Custom price: 0.1% → 0.4% (+300%). Pulse compared the captures it took on Jul 4, 2025 and Oct 5, 2025; the before/after table above lists each item as written on the page.
How often does Finix change its pricing?
Pulse recorded 0 other pricing-page changes for Finix in the 90 days before this one; the previous change was "Finix Implements Significant 220% Increase in Account Updater Fee Amid Other Pricing Changes and New Features" in Q1 2025; Finix has been tracked since 2023-11-14.