Finix is a SaaS company that provides payment infrastructure for businesses, enabling them to build and scale their own payments operations.
Pricing Change History
7 changesCard and ACH Disputes fee increased from $15 to $30 per dispute (100% increase)
Flat Rate Amex Processing Fee decreased from 3% + $0.30 to 0.3% + $0.30 (90% reduction in percentage fee)
Fraud Monitoring add-on added: Console & Custom ML Model Setup Fee of $1,500 plus $0.70 per transaction Plaid Integration add-on added at $3 per transaction
Real-Time Payment Analytics and Insights feature added to Additional Benefits section Split Transactions and Payouts feature added to Additional Benefits section
Research Finix's pricing with the Pulse Agent
Ask anything about Finix's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Price |
|---|---|
| Standard | 0.3% above interchange + $0.15 card processing per transaction (interchange plus) |
| Custom | Contact |
Company Facts
How Finix compares with its peers
| Company | Entry price | Last change |
|---|---|---|
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
S Squarespace | $19 /mo, billed annually | Aug 11, 2026 |
P PayPal | CAD 25 /mo + usage | — |
A Adyen | Contact | Apr 2, 2026 |
T Toast | CAD 120 /mo | Apr 27, 2026 |
C Clover | $29.95 /mo | — |
Finix pricing FAQ
- How much does Finix cost?
- Finix prices on usage: the Standard plan is 0.3% above interchange + $0.15 card processing per transaction (interchange plus).
- Does Finix have a free plan?
- No. Finix does not list a free tier.
- What pricing model does Finix use?
- Finix uses usage-based pricing across 2 plans.
- When did Finix last change its pricing?
- Oct 26, 2026: Finix doubles 3D Secure fee to $0.10, adds $0.15 Name Verification fee.
- How often has Finix changed its pricing?
- Pulse has recorded 7 pricing changes for Finix since it started tracking on Nov 14, 2023; the pricing page was last captured on Oct 26, 2026.