Finix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge
What happened
Between the Apr 1, 2024 and Jul 1, 2024 captures of Finix's pricing page, Pulse recorded 3 changes: Fraud Monitoring add-on added: Console & Custom ML Model Setup Fee of $1,500 plus $0.70 per transaction; Next Day Funding Fee added: 0% with $1.00 minimum for ACH transactions; Plaid Integration add-on added at $3 per transaction. Pulse files it as a packaging change (new add-on, threshold added) with an upward direction. Pulse's latest capture (Oct 26, 2026) lists Standard at 0.3% above interchange + $0.15 card processing per transaction (interchange plus).
Finix's previous recorded change was "Finix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support" (Q1 2024). Finix has been tracked since 2023-11-14.
In the same window Adyen also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Custom · Add-onAdded
BeforeNo Fraud Monitoring add-on
AfterFraud Monitoring add-on
- — · LimitAddedNo Next Day Funding FeeNext Day Funding Fee
- — · Add-onAdded
BeforeNo Plaid Integration add-on
AfterPlaid Integration add-on
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Custom | Add-on | No Fraud Monitoring add-on | Fraud Monitoring add-on | Added |
| — | Limit | No Next Day Funding Fee | Next Day Funding Fee | Added |
| — | Add-on | No Plaid Integration add-on | Plaid Integration add-on | Added |
Values as written on Finix's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Finix's pricing page (finix.com) from Apr 1, 2024 and Jul 1, 2024; the change is marked on the page, where Fraud Monitoring add-on now appears.
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The two full-page captures with this change marked up are free with an account.
Finix, the last 90 days
Full history- Q3 2025increaseFinix Implements 300% Increase in ACH Subscription Billing Fee Across All Pricing Tiers
- Q1 2025improvedFinix Implements Significant 220% Increase in Account Updater Fee Amid Other Pricing Changes and New Features
- Q4 2024decreaseFinix Reduces Flat Rate Amex Processing Fee by 90%, Now Just 0.3% + $0.30
- Q2 2024packagingFinix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge · this change
- Q1 2024improvedFinix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support
Across Finance & Accounting in the same window
All Finance & Accounting changes- AdyenJan 10Adyen Increases DOKU VA Payment Method Fee by 5.9% to IDR 9,000.00
- AdyenJan 10Adyen Expands American Express Coverage to Brazil, UAE, Australia, New Zealand, Mexico, Austria, and Belgium
- AdyenJan 10Adyen Restructures Interchange Pricing Model to 'Interchange+ + 0.60%' for All Card-Based Payment Methods
- AdyenJan 10Adyen Expands Affirm Payment Method to Canada and UK While Discontinuing Amazon Pay and Shifting Alipay Availability to Europe
- AdyenJan 10Adyen Discontinues Giropay Payment Method, Impacting Payment Options for Customers
Questions about this change
Did Finix raise prices in July 2024?
No list-price increase was recorded between Apr 1, 2024 and Jul 1, 2024. The change Pulse detected was a packaging change: new add-on, threshold added.
What changed on Finix's pricing page between Apr 1, 2024 and Jul 1, 2024?
Custom add-on: No Fraud Monitoring add-on → Fraud Monitoring add-on, added; limit: No Next Day Funding Fee → Next Day Funding Fee, added; add-on: No Plaid Integration add-on → Plaid Integration add-on, added. Pulse compared the captures it took on Apr 1, 2024 and Jul 1, 2024; the before/after table above lists each item as written on the page.
How often does Finix change its pricing?
Pulse recorded 1 other pricing-page change for Finix in the 90 days before this one; the previous change was "Finix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support" in Q1 2024; Finix has been tracked since 2023-11-14.