Finix Reduces Flat Rate Amex Processing Fee by 90%, Now Just 0.3% + $0.30
What happened
Between the Oct 1, 2024 and Jan 1, 2025 captures of Finix's pricing page, Pulse recorded one change: Flat Rate Amex Processing Fee decreased from 3% + $0.30 to 0.3% + $0.30 (90% reduction in percentage fee). Pulse files it as a pricing change (price decrease) with a downward direction. Pulse's latest capture (Oct 26, 2026) lists Standard at 0.3% above interchange + $0.15 card processing per transaction (interchange plus).
Finix's previous recorded change was "Finix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge" (Q2 2024). Before that Pulse recorded "Finix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support" (Q1 2024). Finix has been tracked since 2023-11-14.
In the same window Adyen also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- — · PriceChanged3% + $0.300.3% + $0.30
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| — | Price | 3% + $0.30 | 0.3% + $0.30 | Changed |
Values as written on Finix's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Finix's pricing page (finix.com) from Oct 1, 2024 and Jan 1, 2025; the change is marked on the page, where "3% + $0.30" becomes "0.3% + $0.30".
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The two full-page captures with this change marked up are free with an account.
Finix, pricing history
Full history- Jan 10, 2026increaseFinix Doubles Card and ACH Disputes Fee from $15 to $30, Significantly Impacting Customer Costs
- Q3 2025increaseFinix Implements 300% Increase in ACH Subscription Billing Fee Across All Pricing Tiers
- Q1 2025improvedFinix Implements Significant 220% Increase in Account Updater Fee Amid Other Pricing Changes and New Features
- Q4 2024decreaseFinix Reduces Flat Rate Amex Processing Fee by 90%, Now Just 0.3% + $0.30 · this change
- Q2 2024packagingFinix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge
- Q1 2024improvedFinix Removes Google Pay and Apple Pay Features, Enhances Payment Solutions with New Tools and Canada Support
Across Finance & Accounting in the same window
All Finance & Accounting changes- AdyenJan 10Adyen Increases DOKU VA Payment Method Fee by 5.9% to IDR 9,000.00
- AdyenJan 10Adyen Expands American Express Coverage to Brazil, UAE, Australia, New Zealand, Mexico, Austria, and Belgium
- AdyenJan 10Adyen Restructures Interchange Pricing Model to 'Interchange+ + 0.60%' for All Card-Based Payment Methods
- AdyenJan 10Adyen Expands Affirm Payment Method to Canada and UK While Discontinuing Amazon Pay and Shifting Alipay Availability to Europe
- AdyenJan 10Adyen Discontinues Giropay Payment Method, Impacting Payment Options for Customers
Questions about this change
Did Finix raise prices in January 2025?
No — prices went down. Between Oct 1, 2024 and Jan 1, 2025 Finix's pricing page showed 1 price cut: 3% + $0.30 → 0.3% + $0.30 (changed).
What changed on Finix's pricing page between Oct 1, 2024 and Jan 1, 2025?
Price: 3% + $0.30 → 0.3% + $0.30, changed. Pulse compared the captures it took on Oct 1, 2024 and Jan 1, 2025; the before/after table above lists each item as written on the page.
How often does Finix change its pricing?
Pulse recorded 0 other pricing-page changes for Finix in the 90 days before this one; the previous change was "Finix Introduces Fraud Monitoring Add-on with $1,500 Setup Fee and $0.70 Per Transaction Charge" in Q2 2024; Finix has been tracked since 2023-11-14.