Toronto, Canada-based auto finance fraud detection company founded 2018. Private. Operates in automotive fintech and identity verification. Serves Canadian auto dealers and lenders with ID verification, income verification, fraud detection, and AML compliance tools.
Pricing Change History
2 changesGroup plan (IDV Plus for groups) dropped ‘Monthly fraud reviews with Paays’ bullet, replaced by ‘Monthly user and usage reporting’ (plan stays Talk to sales)
Paays added ‘Paays Insights’, a new fraud-analysis layer shown on every result with Watchlist, biometric consistency, application activity, and device-location signals confirmed by an analyst. Paays collapsed Basic/Essential/Enterprise into IDV Plus (single store, $249/mo) and IDV Plus for groups; Income Verifier and AML Check moved from bundled/free plan features to paid per-use add-ons.
Current plans
| Plan | Price |
|---|---|
| IDV Plus | $249 /mo |
| IDV Plus for groups | Contact |
| Income VerifierAdd-on | Contact |
| AML CheckAdd-on | Contact |
Company Facts
How Paays compares with its peers
| Company | Entry price |
|---|---|
P PayPalLast change: Nov 9, 2026 | — |
S StripeLast change: Nov 2, 2026 | 1.5% surcharge for international cards + $0.30 per successful transaction |
S SquareNo changes logged | $49 /location/mo |
R RevolutLast change: Jun 29, 2026 | Free |
2 2CheckoutLast change: Apr 27, 2026 | Contact |
G GoogleLast change: Oct 12, 2026 | Contact |
Paays pricing FAQ
- How much does Paays cost?
- Paays pricing starts at $249/mo on IDV Plus. Paays lists 2 plans on its pricing page.
- Does Paays have a free plan?
- No. Paays does not list a free tier; paid plans start at $249/mo on IDV Plus.
- What pricing model does Paays use?
- Paays uses subscription pricing across 2 plans.
- When did Paays last change its pricing?
- Oct 19, 2026: Paays swaps fraud reviews for usage reporting in IDV Plus group plan.
- How often has Paays changed its pricing?
- Pulse has recorded 2 pricing changes for Paays since it started tracking on Jul 15, 2026; the pricing page was last checked on Nov 9, 2026.
- What does “tracked since” mean?
- It's the date of the first saved copy of the pricing page that Pulse checked for changes against a later copy. For a few companies we hold older copies that Pulse never checked for changes, and those don't change this date. If Pulse has never checked two copies, it's the date of the first saved copy.