Yoco

Cape Town, South Africa-based fintech company founded 2014. Private. Operates in payments and financial services across Africa. Serves SMEs with card payment devices, online payments, business lending, and financial management tools.

Entry price

ZAR 249

Plus · /mo + usage

Plans tracked

no add-ons

Pricing changes

Latest Wk 27 '26

Pricing model

Subscription + usage

No free tier

Pricing Change History

5 changes

20265 changes

Jun 30, 2026

Price decrease

Weekly

Yoco slashes in-person debit rates: Core drops to 1.35% from 2.3%

In-person local debit starting transaction rates decreased across all plans: Core from 2.3% to 1.35%, Plus from 2.1% to 1.25%, Pro from 1.95% to 1.20%.

View diff

Jun 23, 2026

Improvement

Weekly

Yoco unlocks loyalty, table management, and more across plans

Multiple 'coming soon' features launched across Core, Plus, and Pro plans: Core added Selling modes, Order Management, Services & Customer Management; Plus launched Loyalty Program, Custom Receipts, Appointment Management; Pro launched Table Management & Tableside Ordering.

View diff

Jun 19, 2026

Improvement

Weekly

Yoco clarifies card rates apply to debit transactions only

Plan card rate qualifier updated from 'in-person local cards' to 'In-person local debit cards' on all three plans, clarifying the headline rate applies to debit transactions.

View diff

Jun 8, 2026

Price decrease

Weekly

Yoco overhauls plans: Core goes free, billing shifts to per-location

Core in-person transaction rate decreased from 2.50% (range 2.5%-2.7%) to 2.30% flat. Plus in-person now 2.1% (vs old Accelerate 1.95%). Pro now 1.95% in-person (was custom). Payout fees restructured: instant payouts now tiered at 1.50%/1.25%/1.00% with minimums (was flat 1.5% all plans). Fast payouts: Core 0.75%(min R7.50), Plus 0.50%(min R5), Pro included (was 0.75% Core, included Accelerate/Pro).

View diff

May 29, 2026

Price decrease

Weekly

Yoco slashes Counter hardware price by 40% to R2999

Yoco Counter hardware price reduced: WAS price dropped from R5999 to R4999, and current sale price dropped from R4999 to R2999 (once-off purchase).

View diff