Wealthsimple: launched Portfolio Line of Credit across all plans
What happened
Between the Jul 20, 2026 and Jul 27, 2026 captures of Wealthsimple's pricing page, Pulse recorded one change: Introduced a new Portfolio Line of Credit borrowing product across Core, Premium, and Generation plans, with tiered interest rates of 4.95% / 4.45% / 3.95% by plan. Pulse files it as a packaging change (new add-on) with an upward direction. Pulse's latest capture (Oct 26, 2026) lists Premium at CAD 0.4, Generation at CAD 0.4 and Core at CAD 0.5.
This is the first pricing-page change Pulse has recorded for Wealthsimple. Wealthsimple has been tracked since 2026-07-04.
In the same window Interactive Brokers, Folio, Xero, SumUp and Plooto also changed their Finance & Accounting pricing pages. Those moves are listed further down, and the Pulse Agent can compare them side by side.
- Core, Premium, Generation · Add-onAdded
BeforeNot listed
AfterPortfolio Line of Credit borrowing product
| Plan | Field | Before | After | Change |
|---|---|---|---|---|
| Core, Premium, Generation | Add-on | Not listed | Portfolio Line of Credit borrowing product | Added |
Values as written on Wealthsimple's public pricing page in the two captures Pulse compared; where the page states no number, the cells give the wording before and after.
Evidence
The two captures Pulse comparedFull-page captures of Wealthsimple's pricing page (www.wealthsimple.com) from Jul 20, 2026 and Jul 27, 2026; the change is marked around the middle of the page, where Portfolio Line of Credit borrowing product now appears.
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Wealthsimple, pricing history
Full history- Oct 26, 2026packagingWealthsimple removes mortgage cash back perks from plan comparison
- Jul 27, 2026packagingWealthsimple: launched Portfolio Line of Credit across all plans · this change
Across Finance & Accounting in the same window
All Finance & Accounting changes- Interactive BrokersMay 19Interactive Brokers adds FAQ section and lowers prediction market fees
- FolioOct 26Folio slashes EUR/SEK transfer fees, nudges KID/OCR and audit fees up
- XeroOct 26Xero doubles new-customer promo to 90% off first 6 months through Nov 2
- SumUpOct 26SumUp drops £100 hardware cashback banner, adds bookings to POS Plus
- PlootoOct 26Plooto doubles ACH fee to $1 on Grow and Pro, hikes CRA payment fees by $2
Questions about this change
Did Wealthsimple raise prices in July 2026?
No list-price increase was recorded between Jul 20, 2026 and Jul 27, 2026. The change Pulse detected was a packaging change: new add-on.
What changed on Wealthsimple's pricing page between Jul 20, 2026 and Jul 27, 2026?
Core, Premium, Generation add-on: Not listed → Portfolio Line of Credit borrowing product, added. Pulse compared the captures it took on Jul 20, 2026 and Jul 27, 2026; the before/after table above lists each item as written on the page.
How often does Wealthsimple change its pricing?
Pulse recorded 0 other pricing-page changes for Wealthsimple in the 90 days before this one; Wealthsimple has been tracked since 2026-07-04.