Paris, France-based business banking fintech founded 2016. Private. Operates in European finance and payments markets. Serves SMEs, freelancers, and startups with business accounts, cards, spend management, and bookkeeping tools.
Entry price
EUR 9
Basic · /mo, billed annually
Plans tracked
3
2 add-ons
Pricing changes
1
Latest Wk 39 '26
Pricing model
Subscription
No free tier
Pricing Change History
1 change20261 change
Research Qonto's pricing with the Pulse Agent
Ask anything about Qonto's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent Plans
Captured Sep 21, 2026| Plan | Type | Price |
|---|---|---|
| Basic | Plan | EUR 9 /mo, billed annually |
| Smart | Plan | EUR 19 /mo, billed annually |
| Premium | Plan | EUR 39 /mo, billed annually |
| Project Tracking | Add-on | EUR 20 /mo, billed annually |
| Invoice Automation | Add-on | EUR 12 /mo, billed annually |
Company Facts
CategoryFinance & Accounting
Free tierNo
Employees1001-10000
Tracked since2026-07-05
Pricing last seen2026-09-21
Websiteqonto.com
How Qonto compares with its peers
| Company | Entry price | Last change |
|---|---|---|
R Revolut | SEK 44.99 /mo | Jul 4, 2026 |
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 14, 2026 |
S Square | $49 /mo | — |
P PayPal | CAD 25 /mo + usage | — |
B Brex | $12 /mo | Apr 18, 2026 |
M Mercury | $29.9 /mo, billed annually | Oct 15, 2026 |
Qonto pricing FAQ
- How much does Qonto cost?
- Qonto pricing starts at EUR 9 /mo, billed annually on the Basic plan, one of 3 plans on its pricing page.
- Does Qonto have a free plan?
- No. Qonto does not list a free tier; the entry plan is Basic at EUR 9 /mo, billed annually.
- What pricing model does Qonto use?
- Qonto uses subscription pricing across 3 plans.
- When did Qonto last change its pricing?
- Sep 21, 2026: Qonto hikes post-boost AER to 1.5%-2.5% across all plans.
- How often has Qonto changed its pricing?
- Pulse has recorded 1 pricing change for Qonto since it started tracking on Jul 5, 2026; the pricing page was last captured on Sep 21, 2026.