Paris, France-based business banking fintech founded 2016. Private. Operates in European finance and payments markets. Serves SMEs, freelancers, and startups with business accounts, cards, spend management, and bookkeeping tools.
Entry price
EUR 9
Basic · /mo, billed annually
Plans tracked
3
2 add-ons
Pricing changes
1
Latest Sep 21, 2026
Pricing model
Subscription
No free tier
Pricing Change History
1 change20261 change
Week 39 · Sep 21, 2026
Packaging
WeeklyQonto hikes post-boost AER to 1.5%-2.5% across all plans
Account remuneration (interest) rate paid after the 2-month 5% intro boost increased on all three business plans: Essential 1.25%->1.5% AER, Business 1.75%->2% AER, Enterprise 2.25%->2.5% AER. Balance cap unchanged at €200,000.
Research Qonto's pricing with the Pulse Agent
Ask anything about Qonto's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Type | Price |
|---|---|---|
| Basic | Plan | EUR 9 /mobilled annually |
| Smart | Plan | EUR 19 /mobilled annually |
| Premium | Plan | EUR 39 /mobilled annually |
| Project Tracking | Add-on | EUR 20 /mobilled annually |
| Invoice Automation | Add-on | EUR 12 /mobilled annually |
Company Facts
CategoryFinance & Accounting
Free tierNo
Employees1001-10000
Tracked sinceJul 5, 2026
Pricing last seenNov 2, 2026
Websiteqonto.com
How Qonto compares with its peers
| Company | Entry price | Last change |
|---|---|---|
R Revolut | SEK 44.99 /mo | Jul 4, 2026 |
S Stripe | 1.5% surcharge for international cards + $0.30 per successful transaction | Nov 2, 2026 |
S Square | $49 /location/mo | — |
P PayPal | CAD 25 /mo + usage | — |
B Brex | $12 /user/mo | Apr 18, 2026 |
M Mercury | $29.90 /mo, billed annually | Oct 26, 2026 |
Qonto pricing FAQ
- How much does Qonto cost?
- Qonto pricing starts at EUR 9/mo on Basic, billed annually. Qonto lists 3 plans on its pricing page.
- Does Qonto have a free plan?
- No. Qonto does not list a free tier; paid plans start at EUR 9/mo on Basic, billed annually.
- What pricing model does Qonto use?
- Qonto uses subscription pricing across 3 plans.
- When did Qonto last change its pricing?
- Sep 21, 2026: Qonto hikes post-boost AER to 1.5%-2.5% across all plans.
- How often has Qonto changed its pricing?
- Pulse has recorded 1 pricing change for Qonto since it started tracking on Jul 5, 2026; the pricing page was last captured on Nov 2, 2026.