P
Paystack
Lagos, Nigeria-based fintech company founded in 2015. Acquired by Stripe in 2020. Operates in online and offline payments across Africa. Serves businesses of all sizes with payment processing, invoicing, and commerce tools.
Plans tracked
1
1 add-on
Pricing changes
1
Latest Sep 21, 2026
Pricing model
Usage-based
No free tier
Pricing Change History
1 change20261 change
Research Paystack's pricing with the Pulse Agent
Ask anything about Paystack's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Type | Price |
|---|---|---|
| Standard | Plan | 1.5% per local card transaction (+ NGN 100, capped at NGN 2,000) + 3.9% per international card transaction (+ NGN 100) |
| Physical Terminal (SmartPeak P1000) | Add-on | NGN 100,000 subscription + NGN 85,000 subscription |
Company Facts
CategoryFinance & Accounting
Free tierNo
Employees101-1000
Tracked sinceMar 2, 2026
Pricing last seenSep 21, 2026
Websitepaystack.com
How Paystack compares with its peers
| Company | Entry price | Last change |
|---|---|---|
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
S Squarespace | $19 /mo, billed annually | Aug 11, 2026 |
F Flutterwave | NGN 2 subscription | — |
2 2Checkout | Contact | Apr 27, 2026 |
A Adyen | Contact | Apr 2, 2026 |
W Wisestep | $25 /mo, billed annually | — |
Paystack pricing FAQ
- How much does Paystack cost?
- Paystack prices on usage: the Standard plan is 1.5% per local card transaction (+ NGN 100, capped at NGN 2,000) + 3.9% per international card transaction (+ NGN 100).
- Does Paystack have a free plan?
- No. Paystack does not list a free tier.
- What pricing model does Paystack use?
- Paystack uses usage-based pricing across 1 plan.
- When did Paystack last change its pricing?
- Sep 21, 2026: Paystack: Google Pay added as a supported payment method.
- How often has Paystack changed its pricing?
- Pulse has recorded 1 pricing change for Paystack since it started tracking on Mar 2, 2026; the pricing page was last captured on Sep 21, 2026.
- Who are Paystack's pricing peers?
- Pulse compares Paystack with Stripe, Squarespace, Flutterwave, 2Checkout, Adyen and Wisestep.