Increase
San Francisco-based fintech company founded 2020. Private. Operates in banking infrastructure and payments. Serves technology companies with enterprise-grade banking APIs for ACH, wires, cards, and real-time payments.
Pricing Change History
4 changesNew 'Hold harmless letters' fee row added to the fee schedule: Hold harmless letter submissions now billed at $40.00 per letter.
Lockbox check deposit fee decreased from $10.00 to $5.00/check added new 'Lockbox addresses' fee ($20.00/address/month) and 'Card disputes' fee ($15.00/dispute)
Quarterly roll-up · includes May 11 weekly, Apr 6 weekly
Lockbox addresses fee introduced at $20.00/address/month under Check deposit section.
Card disputes fee introduced at $15.00 per dispute in the Card processing section.
Research Increase's pricing with the Pulse Agent
Ask anything about Increase's plans, packaging shifts, and how it compares across the market — answered live from verified data.
Ask the agentCurrent plans
Captured| Plan | Type | Price |
|---|---|---|
| Platform Monthly Fee | Plan | Contact |
| Wire Drawdown Origination | Add-on | $15 per transaction |
| Wire Origination | Add-on | $15 per transaction |
| Remote Deposit Capture | Add-on | Contact |
| ACH Unauthorized Returns | Add-on | $15 per transaction |
| Virtual Card Creation | Add-on | $0.25 per card |
| RTP Origination | Add-on | $2.5 per transaction |
| Extended Deposit Insurance (IntraFi) | Add-on | Contact |
| Card Disputes | Add-on | $15 per dispute |
| Lockbox Check Deposits | Add-on | $5 per check |
| Hold Harmless Letters | Add-on | $40 per letter |
| Check Overnight Shipping | Add-on | Contact |
| FedNow Origination | Add-on | $2.5 per transaction |
| ACH Returns | Add-on | $5 per transaction |
| Check Returns | Add-on | $10 per check |
| ACH Late Return Request Processing | Add-on | $25 per transaction |
| Check Additional Pages | Add-on | $1 per page |
| Check Printing and Mailing (Third Party) | Add-on | Contact |
| RTP Request for Payments Origination | Add-on | Contact |
| Account Number Creation | Add-on | Free |
| Additional Card Services | Add-on | Contact |
| Lockbox Addresses | Add-on | $20 per address per month |
| ACH Next-Day Origination | Add-on | $0.5 per transaction |
| Physical Card Creation | Add-on | Free |
| Check Printing and Mailing (Increase) | Add-on | $3 per check |
| ACH Same-Day Origination | Add-on | $2 per transaction |
Company Facts
How Increase compares with its peers
| Company | Entry price | Last change |
|---|---|---|
S Stripe | 1.5% surcharge for international cards + $0.3 per successful transaction | Oct 19, 2026 |
S Squarespace | $19 /mo, billed annually | Aug 11, 2026 |
P PayPal | CAD 25 /mo + usage | — |
A Adyen | Contact | Apr 2, 2026 |
W Wisestep | $25 /mo, billed annually | — |
R Revolut | SEK 44.99 /mo | Jul 4, 2026 |
Increase pricing FAQ
- How much does Increase cost?
- Increase offers a free Account Number Creation plan; its paid plans are quote-based (contact sales).
- Does Increase have a free plan?
- Yes. Increase's Account Number Creation plan is free.
- What pricing model does Increase use?
- Increase uses usage-based pricing across 1 plan, with a free tier.
- When did Increase last change its pricing?
- Sep 28, 2026: Increase adds $40 fee for Hold Harmless Letter submissions.
- How often has Increase changed its pricing?
- Pulse has recorded 4 pricing changes for Increase since it started tracking on Feb 28, 2026; the pricing page was last captured on Sep 28, 2026.